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Modified endowment contract

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Modified endowment contract
It’s possible that your permanent life insurance policy, with its cash value and tax-free interests, can become a modified endowment contract if you do not take precautionary steps to …
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Veterans group life insurance (VGLI)

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Veterans group life insurance (VGLI)
In the United States, people who were once in the military have a group life insurance policy called the Veterans group life insurance (VGLI) which can be carried down …
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Insurance-What it is-How it works

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Insurance
Insurance means adding an extra layer of protection to yourself, your family, and your property. It helps you to know that you are not the only one watching your …
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Mortgage Life Insurance- How it works

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Mortgage Life Insurance
Homeowners who pay mortgages on their homes can use the life-saving services of mortgage life insurance. Especially if you have a family and everyone stays under the same roof. …
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Insurance Grace period

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Insurance Grace period
Insurance providers are humans too and understand that money can suddenly become tight, hence the insurance grace period. Regardless of premium size, insurance companies have a grace period for …
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Corporate-owned life insurance (COLI)

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Corporate-owned life insurance (COLI)
Corporate-owned life insurance (COLI) belongs to the category of life insurance that an individual does not operate. Some life insurance policies are gifts employees enjoy at the workplace. They …
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Accidental death and dismemberment insurance

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Accidental death and dismemberment insurance
One of the insurance policies you can add as a rider to your health or life insurance coverage is accidental death and dismemberment insurance. Policyholders add riders to their …
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Term life insurance

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Term life insurance
Insurance providers refer to term life insurance coverage as the purest life insurance. Somehow, it has similar features to some types of permanent life insurance coverage but has unique …
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Can you have multiple life insurance policies?

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Can you have multiple life insurance policies?
Some life insurance policyholders or people looking to buy life insurance often ask if they can have multiple life insurance policies. Indeed, you can. Having multiple policies for yourself …
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Maldives Visa

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Maldives Visa
The Maldives visa is among the most stress-free visas you could ever apply for. Seeing that the Maldives is also a top tourist destination worldwide, you would think its …
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  • Modified endowment contract
  • Veterans group life insurance (VGLI)
  • Insurance-What it is-How it works
  • Mortgage Life Insurance- How it works
  • Insurance Grace period
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